Wednesday, 19 October 2016

BELANJAWAN 2017

1.   Belanjawan 2017 akan dibentangkan di Parliment pada 21hb Oktober 2016.

2.   Dijangka wang dengan jumlah besar akan diperuntukkan kepada Kementerian dan agensi Kerajaan. Parlimen akan meluluskan belanjawan ini kerana ia dibentangkan oleh parti Kerajaan yang mempunyai majoriti dalam Parlimen.

3.   Tetapi, rakyat tahu bahawa Kerajaan tidak mempunyai wang untuk membentangkan belanjawan ini. Mereka tahu kesemua Kementerian telah dimaklumkan dalam duan tahun kebelakangan ini bahawa tiada wang dan mereka harus membelanjakan kurang daripada sepatutnya.

4.   Belanjawan ini tidak bermakna kerana Kerajaan tahu ia tidak mempunyai wang.

5.   Kenapakah Kerajaan tidak mempunyai wang? Ini kerana wang Kerajaan tidak digunakan wang untuk pentadbiran tulus, tidak digunakan wang untuk pembangunan negara dan rakyatnya.

6.   Wang telah digunakan untuk memenangi kepopularan Perdana Menteri.

7.   Untuk tujuan ini, Perdana Menteri telah mewujudkan pekerjaan kepada mereka yang setia. Terdapat sembilan Menteri, tiga Timbalan Menteri dalam Pejabat Perdana Menteri.

8.   Kini, terdapat 51 bahagian dalam Pejabat Perdana Menteri. Peruntukkan belanjawan untuk Pejabat Perdana Menteri telah meningkat daripada RM5.2 bilion pada tahun 2000 kepada RM20 bilion pada tahun 2016, empat kali ganda. Ia adalah sebanyak 13 peratus daripada belanjawan 2016 daripada RM267 bilion. Ia kurang daripada empat peratus antara tahun 2000 dan 2008.

9.   Sebahagian besar dana untuk Jabatan Perdana Menteri telah disalurkan ke program tidak diketahui yang turut dikawal oleh PM. Jika kita lihat PM memberi wang kepada organisasi atau individu yang tidak dinamakan di dalam belanjawan, maka, ia berpunca daripada peruntukan ini.

10.  Dalam BR1M, 7 juta orang menerima RM500 setiap seorang. Kini, mereka dijanjikan sebanyak RM1,000 akan ada penambahan lagi pada tahun hadapan.

11.  Pemberian RM500 akan menelan belanja RM3.5 bilion oleh Kerajaan. RM1,000 akan menelan belanja sebanyak RM7 bilion.

12.  Mungkin yang kurang kemampuan mendapat manfaat daripadanya tetapi kebanyakan penerima sebanyak RM500 setahun tidak merasa apa-apa. Lebih baik berikan kepada mereka yang benar-benar memerlukan,

13.   Pemberian upah turut meningkat daripada RM26 bilion kepada RM89 bilion pada tahun 2016. Akan tetapi, pendapatan Kerajaan Persekutuan sedang menurun mengikut kadar KDNK. Ini kerana Kerajaan percaya bahawa pendapatan tinggi penanda adalah penanda tahap pembanguan, gaji dinaikkan tanpa mengambil kira pendapatan atau produktiviti.

14.  Pendapatan per kapita bukanlah kriteria utama untuk tahap pembangunan. Banyak negara pengeluar minyak menpunyai pendapatan per kapita yang sangat tinggi tetapi tidak dianggap sebagai membangun.

15.  Apa yang penting adalah kuasa membeli mengikut pendapatan. Peningkatan kos sara hidup telah menafikan kebaikan pendapatan tinggi. Belanjawan baharu ini besar kemungkinan akan menjadi penyebab peningkatan kos sara hidup. Ia akan menjejaskan kos sara hidup terutamanya jika kadar GST ditingkatkan.

16.  Penurunan nilai Ringgit juga akan menjejaskan kuasa membeli mengikut pendapatan. Kerajaan tidak percaya kepada industri dalam negara yang boleh mendapat kebaikan daripada nilai Ringgit yang murah tetapi menggalakkan import. Ini semua akan meningkatkan kos kerana nilai Ringgit menurun. Lebih banyak dana akan keluar dari negara menyebabkan defisit dalam perdagangan.

17.  Kerajaan telah meningkatkan kadar gaji minimum. Ini akan meningkatkan lagi kos produksi. Bukan sahaja mereka yang mendapat gaji rendah akan mendapat gaji lebih tetapi mereka yang mendapat gaji minimum akan meminta gaji mereka dinaikkan. Kerja lebih masa dan kerja hari cuti juga harus dinaikkan. Semua ini akan meningkatkan kos membuat perniagaan di Malaysia. Banyak syarikat luar negara telah meninggalkan Malaysia yang turut menyumbang pengangguran di Malaysia. 

18.  Ekonomi akan terus merudum dan rakyat akan merana sama. Ramai golongan profesional sedang meningglkan negara untuk mencari pekerjaan di negara lain. Kita akan menjadi seperti negara yang bergantung kepada penghantaran wang dari luar.

19.  Tahap peminjaman Kerajaan telah mencipta rekod. Generasi akan datang terpaksa membayar hutang-hutang ini.

20.  Kesemua ini tidak akan ditunjukkan dalam belanjawan tetapi rakyat akan tahu kerana mereka yang menanggung semua ini.

21.  Inilah belanjawan sebenar 2017.

Sumber : Blog Chedet
Ditulis oleh : Tun Dr Mahathir Mohamad
Tarikh ditulis : 19hb Oktober 2016
Diterjemah oleh : Teratai Melur
E-mel : terataigenius@gmail.com

Thursday, 13 October 2016

IRON FIST RULE

1.   When received forms to join Parti Pribumi Bersatu Malaysia, some said that they are been threaten by UMNO and Najib's Government.

2. Many kinds of threatens were implied including there'll no BR1M, expel from UMNO or Government and its agencies, denied contract, won't be giving out any scholarships and being revoked etc, early repayment demand from the bank and will reject applications.

3.   But they're willing to be abused this way because they believe that eventually their entry to PPBM and vote its party in GE14, they will gain a lot for the nation and themselves.

4.   They said that these kind of pressure won't stop them from joining PPBM and they will try to get other bumiputras including UMNO members to join PPBM.

5.   To them fighting for a cause is the a willingness to overcome any obstacles. It's meaningless if fight for a cause is easy and a rose of bed.

6.   Najib too desperate to broke my spirit. Not only my police escort being withdrawn but he wants to change my officers and cook. All my contacts being harassed by sending internal revenue officers to threaten them, especially if they want to do business. If, all the taxes are paid, there'll be extra tax to be made to pay.

7.   Proton officers are not allowed to speak to me and my business contacts are not allowed to make business with Proton. The reason is Najib wants to make Proton bankrupt and then sold it cheaply.

8.   My name cannot be associated with Proton. Proton must be sold to 100% foreigner so that our national car industry can be wiped out completely. Only foreign imported cars can be sold in Malaysia. Don't let be anything be that started by me. Destroy local industry as long as Najib satisfied.

9.   There are many people scared of being abused by Najib's government. That is Najib's democracy.

10. I won't be satisfied and I believe that Malaysians will continue to have spirit to topple Najib's iron fist rule. They are not scared. The greater the pressure is the more they hate Najib and his Government. They are ashamed and not willing to see this beloved nation being ruled by a P.M. implicated and believed by the whole world disappeared (stole) billions of its people money. 

11.  I realized and people also realized the reason behind of new law about security. It's not about terrorist because the existing laws are enough to cope this. It's meant to broke and stop any protest against Najib.

12.  This law didn't get the blessing of YDP Agong and Raja-Raja Melayu to give power to Najib to declare security area and therefore, anyone can be detained without trial. This is worse than ISA.

13.  If anyone is killed or murdered regardless if it's security force or public, no inquest (checking by majistrate about the cause of death) will be held. And, the deceased family won't be able to bring the case to court to get justice.

14.   Actually, this kind of law can't be verified without SPB Yang diPertuan Agong's signature. But Najib don't care about laws or rule of law. He is the PM and believes that any violation of law by him won't be tried in Court. His DPP will stop that.

15.  All this are signs that democracy no longer exist in Malaysia. Only iron fist rule, dictator rule exist.

16.  People will oppose to abolishing democracy in this beloved nation through halal means. If God wills, people stand will eventually put a stop to Najib's wrongdoings.

Written by : Tun Dr. Mahathir Mohamad
Date written : 12th October 2016
Link : chedet.cc/?p=2278
Translated by : Teratai Melur
Email ; terataigenius@gmail.com

Tuesday, 11 October 2016

CASH IS KING

1.   Cash is King and it makes people worship them.

2.   Money can be earned though halal ways like salary and business profits. 

3.   But, money can also be gained from theft, fraud and corruption. Monies gained through this means are not halal and it's haram. Obviously, this is wrong according to law.

4.   Al-Quran mentioned about the sins gained through haram means like stealing, fraud (during selling and buying) and bribe to the judge.

5.   Islam didn't stop accumulating wealth as long its is from halal source. Zakat have to paid from the wealth. Religious contribution and charities are also encouraged.

6.   If the wealth is from theft or corruption, could it made as halal if the haram source paid as zakat or sponsoring to perform haj? Ulamas have to study carefully and voice their thoughts or issue fatwa. 

7.   What about the unpaid compulsory zakat through haram gains? Again, a concise study according to Al-Quran and hadith have to be conducted by ulama.

8.   Unfortunately, many people are willing to accept bribery (haram) from money obtained through haram means. Even if, the source of money is halal, but if it is used for corruption, bribery, accepting those money are still haram. It cannot be regarded as rezeki. What says ulama.

9.   Humans are greedy. Even if they are rich, millionaires, had many incomes but if there are chances to increase fortune, they won't decline.

10.  If accumulating wealth are made through halal means, then it's not wrong, not haram, not sin and pay zakat and donations.

11.  But, if this additional wealth came from haram means, from theft or corruption, it's prohibited, haram and sin.

12.  Among haram incomes, there is nothing worse than corruption. It can spoil the nation and burden its people. Life will become uncomfortable.

13.   Normally those involved with bribery are those who are powerful or influential. The higher their power or influence, the bigger the bribery. Bribery can be done at any level. Only those who can control their self-indulgence can escape form bribery.

14.  We see what's happening when there are those who believes that cash is king. Poor or rich, money can change your stand. Race, religion and nation can be sold if bribery in same level with greed.

15.  The recently concluded by-election, many voters received money and kitchen electrical appliances. They thought this is their rezeki.

16.  Actually, this is not rezeki. These gifts are bribery to get their votes. Their willingness to accept is sin. Whether or not they give their votes, bribery still sin.

17.  In GE14, more haram money will be poured. Funds for bribery are readily made by certain quarters from haram means. Receivers should know that this is haram money and those accepting these money are equally sin.

18.  If giving money to those poor or charity, do it now, but do it with halal money. State Government helps them with halal money. Thank God, this a good way.

19.  But, those who worships money as King able to win anything, worship money till willing to do corruption crime is not according to Islam or any other religion.


Written by : Tun Dr. Mahathir Mohamad
Date written : 10th October 2016
Link : chedet.cc/?p=2275
Tranlated by : Teratai Melur

Monday, 10 October 2016

ART OF BANKNOTE DESIGN

The Bank of Korea announced earlier this year that it plans to become a cashless society by 2020. Predictably, ultra-progressive Sweden is another contender, while Malaysia has no intention of denying its citizen the wonderful world of real money.

As an art enthusiast, it's hard not to be impressed by banknotes when you take a good look at them. Very seldom does this happen though. The exhibition launched recently at the Bank Negara Malaysia Museum and Art gallery is one of those rare occasions that art and money come togethet in a positive way.

The exhibition , Works On Paper: Art In The Wallet, has three aims: To admire the art of banknote design; to understand why the notes look the way they do; and to encourage people to look at them in the first place. Central bankers are always delighted to see public examining their cash. They'll certainly be looking in this exhibition, as there's no escape from the super-sized notes on displayed. Detecting counterfeits is one of the highest priorities of any central bank, and the more we all look at what's in our wallet, the greater the chance of detection.

Most important from the curatorial viewpoint is the hope that consumers will admire the banknotes themselves. Anything that's collectable is usually worth looking at. There are many collectors of banknotes around the world, and Malaysian notes are a popular category among aficionados. Notaphilists, as they're known among themselves, aren't the only people who should be aware of this subject. The resources that go into producing a banknote are huge, not to mention the creavtivity. 

This exhibition is all about drawing visitors' attention to one of the most under appreciated art forms in existence. As the title states, these are Works On Paper. They could've been works on canvas, but the creators had a different brief.

To make art in miniature is a skill that's being lost in the modern world. Art collectors at the top end crave canvases by the square metre to fill their loft apartments. You won't see micro art winning many international awards or record prices. One exception is the latest winner of the Jameel Art Prize. 

The world's most prestigious award for contemporary Islamic art was won by an artist whose creations are only a few centimetres high. It's a proud tradition that goes back many centuries in both the East and the West. Admiring a work in private seclusion is a bit unlikely these days although taking a good look at a banknote might bring the same satisfaction. The Museum and Art Gallery has chosen around 30 of the most innovative banknotes of the past two centuries. China's contribution is even older. 

ENDURING LEGACY

By blowing the banknotes up huge and turning them into a maze, it's now possible to see what really goes into them. The security features are impressive. The designs even more so. Artists have to combine the two, which is something they don't have to do outside this special and very secretive world. In addition, visitors learn why designers do what they do. Nothing is random on a banknote. Everything from the feel to the font is the results of endless discussion and refinement. Banknotes must be secure, usable and representative of the nation that issues them. Unless it's a Euro, in which case the main aim is to avoid national identity.

As a bonus, a banknote might be internationally acceoted as exceptional or perhaps even beautiful. The International Bank Note Society selects a winner every year. Malaysia has received nominations but never the big prize. This often goes to much smaller countries instead. Last year the award went to New Zealand. The 2005 Banknote Of The Year went to the Faroe Islands, population 50,000 human and 80,000 sheep.

The message of the International Bank Note Society hasn't reached a wide audience around the world, which hasn't stopped banknotes being an enduring legacy. They've existed on a large scale for little over a hundred years, unlike coins, which have been with us for millennia. Yet they have become integral to our lives. No matter how much e-payments develop, we're still attached to old-fashioned paper - and now polymer. Some people love the smell of money; others love the feel. In this exhibition, it's the visual artistry the public is being encouraged to admire. 

There's everything from banknotes of French Revolution, with signatures that were signed in such abundance and so erractically that the handwritten from had to be phased out, to the latest polished products from Malaysia. Local banknotes, just like the nation's stamps, are respected round the world for their color and composition. Security features are also highly advanced as is apparent in the exhibition's special "dark room", in which ultraviolet light is used to such special effect it would count as installation art if it had been shown at Tate Modern.

The Ringgit is in itself a symbol of national identity, just as every other country's identity is proclaimed through its banknotes. Before the first issue from Bank Negara Malaysia, the word "Ringgit" was written very small, and in Jawi. The word "Dollar" hasn't appeared for decades.

For those still in Merdeka mood, there's also an art exhibition relevant to independence happening at the same museum. The themes of fine art and numismatic art are often shared. The inspiration for almost every country's banknotes is the subject matter that makes its people proud. By looking at the output of different nations, we can learn a lot about them. The exhibition isn't just an aesthetic experience. It's a way of learning what matters top countries from every corner of the planet. Including Malaysia.
Money can bring us all together when viewed in the right way, and there has never been a time when it's so important to understand the world around us.


Source : New Straits Times - Art Plush

Written by : Lucien de Guise
Date : 25th September 2016

SENI REKABENTUK MATA WANG

Pada awal tahun ini, Bank Korea membuat pengumuman mengenai rancangannya untuk menjadi negara tanpa wang tunai menjelang tahun 2020 dan seperti dijangka, Sweden, negara yang sentiasa progresif turut merancang berbuat demikian. Malaysia, tidak berhasrat menafikan rakyat Malaysia dalam memberikan maklumat mengenai dunia sebenar pembuatan wang.

Sebagai peminat seni, saya amat mengagumi mata wang. Baru-baru ini, Muzium Bank Negara Malaysia dan galeri Kesenian melancarkan pameran penggabungan seni dan wang. 

Pameran bertajuk Works On Paper: Art In The Wallet mempunyai tiga matlamat : Untuk melihat seni rekabentuk mata wang; untuk memahami bentuk mata wang; dan menggalakkan orang melihat mata wang. Bank Pusat merasa gembira apabila usaha mereka untuk menggalakkan orang ramai melihat mata wang keluaran bank mereka berjaya dan sudah pasti mereka akan mengunjungi pameran ini kerana mata wang dipamerkan dalam saiz besar. Pengunjung tidak dapat lari daripada melihat mata wang bersaiz begitu besar. Mengesan mata wang palsu merupakan tumpuan utama semua bank pusat dan jika kita memberikan lebih perhatian terhadap wang, lebih tinggi kemungkinan kita dapat mengesan wang palsu. 

Menurut pendapat kuratorial, apa yang penting ialah pengguna akan lebih menghargai mata wang. Terdapat ramai pengumpul mata wang di seluruh dunia dan mata wang Malaysia terkenal dalam kalangan penggemar mata wang yang dikenali sebagai notaphilists. Sumber untuk menghasilkan mata wang amat besar, tidak termasuk kreativiti. 

Pameran ini bertujuan menarik perhatian pengunjung untuk memahami salah satu seni yang tidak dihargai. Tajuk pameran ini Works On Paper menunjukkan hasil kerja ini mampu dihasilkan di atas kanvas tetapi pereka mata wang mempunyai cara mereka tersendiri.

Untuk menjadikan seni dalam bidang seni yang sangat kecil atau mini memerlukan bakat yang telah hilang dalam dunia moden ini. Pengumpul seni dapat melihat tahap kejayaan seseorang pelukis namun amat sukar untuk melihat seni mikro memenangi anugerah antarabangsa atau memenangi hadiah rekod kecuali pemenang terbaharu iaitu memenangi Hadiah Kesenian Jameel.

Anugerah paling berprestij untuk kesenian kontemporari Islam dimenangi oleh artis yang menghasilkan lukisannya hanya beberapa sentimeter tinggi. Ia adalah satu tradisi yang amat membanggakan kerana tradisi ini boleh ditemui di Barat dan di Timur. Sukar untuk melihat hasil seni secara persendirian pada zaman sekarang walaupun melihat mata wang boleh memberi kepuasan. Muzium dan Galeri Kesenian telah memilih lebih kurang 30 mata wang yang paling berinovatif sejak dua kurun. Sumbangan Negara China lebih lama dari ini.

LEGASI

Membesarkan saiz mata wang dan dibentuk sebagai pagar sesat, memudahkan melihat bentuk sebenar mata wang. Ciri keselamatan dan reka bentuk yang terdapat dalam mata wang amat menakjubkan. Para artist harus menggabungkan kedua-dua elemem ini yang tidak boleh dilakukan di luar dunia yang penuh rahsia dan istimewa ini. Tambahan pula, pengunjung boleh mempelajari kenapakah pereka mata wang berbuat demikian. Apa sahaja yang terdapat pada mata wang ada sebabnya. Bermula dengan sentuhan pada kertas mata wang hingga ke saiz font adalah hasil daripada beberapa perbincangan dan penambah baikan. Mata wang perlu dilindungi, boleh digunakan dan mewakili negara pengeluar. Kecuali mata wang Euro yang matlamat utamanya adalah tidak mengenali identiti negara.

Sebagai bonus, setiap mata wang diterima di persada antarabangsa sebagai unik atau mungkin sebagai cantik. International Bank Note Society akan memilih seorang pemenang setiap tahun. Malaysia dan negara yang lebih kecil dari Malaysia pernah dicalonkan tetapi tidak pernah menang. Pada tahun lalu, New Zealand berjaya memenangi anugerah tersebut. Anugerah 2005 Banknote Of The Year dimenangi oleh Kepulauan Faroe yang mempunyai populasi sebanyak 50,000 orang dan 80,000 ekor kambing biri-biri.

Mesej International Bank Note Society yang disampaikan kepada dunia masih belum mencapai sasarannya dan ini tidak menghalang mata wang dilihat sebagai legasi. Wang mata dalam bentuk kertas telah wujud lebih dari seratus tahun, berlainan dengan wang syiling yang telah wujud lebih lama dari itu. Tidak kira biar apa bentuk pembayaran yang boleh dilakukan pada masa kini, kita masih terikat dengan kertas - kini polimer. Ada orang suka dengan bau wang kertas; ada yang suka merasainya. Dalam pameran ini, orang awam digalakkan melihat elemen visual. 

Semua elemen daripada mata wang dari Revolusi Perancis di mana tandatangan diturunkan dengan banyak dan secara tidak tentu sehingga borang ditulis tangan terpaksa dikeluarkan secara beransur-ansur kepada penduduk serta produk dari Malaysia. Seperti setem, mata wang dalam negara dihormati di seluruh dunia kerana warna dan komposisinya. Ciri-ciri keselamatan juga berada pada tahap tinggi seperti yang dapat dilihat dalam "bilik gelap" khas dalam pameran ini di mana cahaya ultraviolet digunakan. Ia boleh dianggap sebagai pemasangan kesenian jika ditunjukkan di Tate Modern.

Ringgit ialah simbol identiti negara, sama seperti identiti negara lain yang ditunjukkan menerusi mata wang masing-masing. Sebelum Bank Negara Malaysia mengeluarkan mata wang, perkataan "Ringgit" ditulis dalam saiz kecil dan dalam tulisan Jawi. Perkataan "Dollar" tidak wujud berdekad lamanya.

Bagi mereka yang masih dalam semangat Merdeka, terdapat pameran kesenian yang relevan dengan kemerdekaan diadakan di muzium sama. Tema kesenian halus dan kesenian ilmu kaji duit syiling sering digabungkan. Inspirasi untuk mata wang setiap negara merupakan perkara yang membuat rakyatnya bangga. Kita boleh mempelajari pelbagai perkara dengan melihat hasil kerja mata wang dari pelbagai negara. Pameran ini bukan sahaja satu pengalaman estetik, ia adalah satu cara pembelajaran mengenai perkara penting dari setiap pelusuk dalam planet ini, termasuk Malaysia.

Wang boleh menyatukan kita apabila dilihat dengan cara betul. Tidak pernah wujud masa ketika ia amat penting untuk memahami dunia sekeliling kita.


Diterjemah oleh : Teratai Melur

E-mel :terataigenius@gmail.com
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